A good investor always know how to diversify. The same principle applies in opening different bank accounts just for safety reasons. Ringo, makes it possible to carry two checkbooks at the same time when you are on the go. With a pen slot and a security flap, all you need to worry now is the cash you'll be spending when writing those checks.
Leather note: Every mark, scar, and wrinkle is unique per hide, and thus not all items will be equally similar.